Trucking company operating costs hit a record $2.336 per mile. See 2026 data on driver pay, fuel, equipment, fleet size, authority type, and insurance.

The average cost to run a trucking company in 2026 is $2.57 per mile. See costs by fleet size, equipment, fuel type, truck age, and all 50 states.

The average cost of bobtail insurance in 2026 is $38/month ($456/year). See costs by state, coverage limit, bundling, billing, and business structure.

Average owner-operator cost per mile in 2026: see costs by hauling type, authority age, CSA rating, and truck financing, plus trends since 2020.

Average fleet insurance cost per month: rates by deductible, operating radius, cargo type, and telematics adoption, plus a 2020-2026 trend table.

From March through August 2026, our research team evaluated 40+ fleet insurance agencies serving commercial trucking operations across the United States. We focused exclusively on independent agencies. These businesses represent

Last updated: September 16th, 2026 From March through August 2026, our research team evaluated 40+ trucking insurance agencies serving commercial operations across the United States. We focused exclusively on independent

See the average cost of owner-operator insurance in 2026 by coverage type, fleet size, all 50 states, and authority tier, plus 2020–2026 cost trends.

Average cost of fleet insurance in 2026 is $10,200 per vehicle. See rates by coverage type, fleet size, state, and experience, backed by ATRI data.

See 2026 average trucking insurance costs per truck by operating radius, telematics adoption, cargo class, and coverage type, plus a 2020 to 2026 trend table.