Compare the best commercial fleet insurance providers for commercial vehicles in 2026, ranked on 24/7 self-service, Midwest presence, reviews, and price.

Looking for the best commercial fleet insurance providers for trucking? See how 10 top agencies compare on coverage, service, reviews, and price in 2026.

From April to September, our research team calculated the average cost of a vehicle accident by combining the latest federal crash cost model, 2026 collision repair industry reports, and insurer

Trucking company operating costs hit a record $2.336 per mile. See 2026 data on driver pay, fuel, equipment, fleet size, authority type, and insurance.

The average cost to run a trucking company in 2026 is $2.57 per mile. See costs by fleet size, equipment, fuel type, truck age, and all 50 states.

The average cost of bobtail insurance in 2026 is $38/month ($456/year). See costs by state, coverage limit, bundling, billing, and business structure.

Average owner-operator cost per mile in 2026: see costs by hauling type, authority age, CSA rating, and truck financing, plus trends since 2020.

Average fleet insurance cost per month: rates by deductible, operating radius, cargo type, and telematics adoption, plus a 2020-2026 trend table.

From March through August 2026, our research team evaluated 40+ fleet insurance agencies serving commercial trucking operations across the United States. We focused exclusively on independent agencies. These businesses represent