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The latest insurance articles, insight and news from Truck Writers.

Bobtail Insurance Rates: 2026 Report

From January to May 2026, our research team analyzed bobtail insurance rates from owner-operator programs across all 50 states, drawing on carrier quoting benchmarks, submissions from multiple insurance providers, and

Owner-Operator Insurance Rates: 2026 Report

From January to May 2026, our research team analyzed owner-operator insurance rates from programs across all 50 states, drawing on carrier quoting benchmarks, submissions from multiple insurance providers, and the

How to Choose the Right Trucking Insurance Agency

Introduction Shopping for trucking insurance isn’t just about finding the lowest premium. The agency you choose shapes almost everything that comes after: the coverage options available to you, how quickly

How Trucking Insurance Works

Trucking insurance is a group of commercial insurance policies that protect truck drivers and motor carriers from financial losses caused by accidents, cargo damage, liability claims, and other risks that

Bobtail vs. Non-Trucking Liability Insurance: What Is the Difference?

Bobtail insurance and non-trucking liability (NTL) insurance are two of the most confused coverage types in trucking. Both are designed for leased owner-operators, both are relatively inexpensive, and both fill

Owner Operator Trucking Insurance: A Complete Guide (2026)

Getting the right insurance is one of the most important financial decisions an owner-operator makes. The wrong coverage leaves gaps that can wipe out a trucking business after a single

What Is a Highway Certified Insurance Agency? A Guide for Motor Carriers and Freight Brokers

What Is a Highway Certified Insurance Agency? A Guide for Motor Carriers and Freight Brokers If you work in brokered freight, you may have started seeing the term “Highway Certified

The Benefit of a Self-Service Trucking Insurance Agency

When you think insurance, you might not think technology. However, many trucking insurance agencies are turning to self-service client portals to enhance the insurance experience. The value-added service a portal

3 Transportation Captive Insurance Myths

So, you’ve read our post on taking control of your insurance, and now you’re looking into captive insurance as a solution. However, simply Googling “Captive Insurance” leads to around 2.8

Trucking Safety Tip of the Month: Cargo Theft

In 2016, there were 1,614 incidents of cargo theft, heavy commercial vehicle theft, and supply chain fraud in the United States. This month’s Trucking Safety Tip of the Month post

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