The Best Non-Trucking Liability Insurance Agencies of 2026
From May through July 2026, our research team evaluated 40+ insurance agencies offering non-trucking liability (NTL) coverage to leased owner operators across the United States. We focused exclusively on independent agencies. These businesses represent multiple carriers and act as an intermediary between owner operators and the insurers that underwrite coverage. We pulled data from agency […]
How Trucking Insurance Quotes Work: What to Expect and How to Compare Them
Getting a trucking insurance quote is not like getting a quote for a car or home. The process is more involved, the variables are more specific, and the difference between a good quote and a bad one can mean thousands of dollars a year. This guide walks you through how trucking insurance quotes work, what […]
Average Cost of Commercial Truck Insurance: 2026 Report
Between May and July of 2026, our research team built another weighted model from commercial truck insurance rate data released by ATRI, Progressive Commercial, Insureon, The Zebra, and FMCSA. We then cross-checked the results against Truck Writers’ own 2026 fleet insurance research. The findings saw commercial truck insurance running from $550 to $3,000 a month […]
Average Cost of Trucking Insurance: A 2026 Breakdown
From March to July 2026, our research team built a weighted model of trucking insurance costs using rate data, coverage benchmarks, and claims trend data published by the Federal Motor Carrier Safety Administration (FMCSA), the American Transportation Research Institute (ATRI), the American Trucking Associations (ATA), the U.S. Department of Transportation, the Bureau of Labor Statistics, […]
Fleet Insurance Rates by State: 2026 Report
Fleet Insurance Rates by State: 2026 State of domicile and primary operating region are among the most significant cost variables in any fleet insurance program. The table below shows average annual local premium rates per unit for all 50 states, ranked from most to least affordable, with a rate tier classification for quick reference. Rank […]
Average Cost of Trucking Insurance Per Month in 2026
From February to August 2026, our research team pulled trucking insurance rate data from ATRI, Progressive Commercial, Insureon, The Zebra, and FMCSA to build a weighted model that turns per-mile and per-policy numbers into one consistent monthly figure. What we found was that trucking insurance runs $650 to $2,500 a month, depending on your coverage, […]