Average Cost of Semi Trucking Insurance: 2026 Breakdown
See average semi trucking insurance costs for 2026 by coverage, fleet size, trailer type, and region, backed by ATRI, FMCSA, and BLS data.
The Best Non-Trucking Liability Insurance Agencies of 2026
From May through July 2026, our research team evaluated 40+ insurance agencies offering non-trucking liability (NTL) coverage to leased owner operators across the United States. We focused exclusively on independent agencies. These businesses represent multiple carriers and act as an intermediary between owner operators and the insurers that underwrite coverage. We pulled data from agency […]
How Trucking Insurance Quotes Work: What to Expect and How to Compare Them
Getting a trucking insurance quote is not like getting a quote for a car or home. The process is more involved, the variables are more specific, and the difference between a good quote and a bad one can mean thousands of dollars a year. This guide walks you through how trucking insurance quotes work, what […]
Fleet Insurance Rates by State: 2026 Report
From January to July 2026, our research team analyzed fleet insurance rates by state from commercial motor carrier programs across all 50 states, drawing on carrier quoting benchmarks, submissions from multiple insurance providers, and published state premium data from Geotab and DAT. Fleet insurance rates by state range from $3,552 per unit annually in Mississippi […]
Average Cost of Trucking Insurance Per Month in 2026
From February to August 2026, our research team pulled trucking insurance rate data from ATRI, Progressive Commercial, Insureon, The Zebra, and FMCSA to build a weighted model that turns per-mile and per-policy numbers into one consistent monthly figure. What we found was that trucking insurance runs $650 to $2,500 a month, depending on your coverage, […]
Know Your Drivers: Employees or Owner Operators?
High-visibility suits in recent weeks against FedEx Ground and Amazon underscore the importance of properly classifying drivers as owner operators or employees. With more than 30 states now toughening their laws, the costs and risks of misclassification are mounting. Whether your firm does it intentionally or accidentally makes little difference; you’re likely to face a […]
Owner Operators Or Employees Do You Know The Difference?
Do you staff your trucking company with owner operators or employees? If you think that you use owner operators, you may be incorrect. Companies across the US are misclassifying their employees and that mistake can cost them. Owner Operator vs Employee Independent contractor misclassification is common across all types of businesses, including the trucking industry. […]
Public Views on Minimum Insurance Requirements for Truck Drivers Wanted
Should the U.S. raise the minimum mandatory commercial truck insurance coverage levels? There are proponents on both side of this issue. The Federal Motor Carrier Safety Administration (FMCSA) launched a public poll on the minimum financial responsibility for motor carriers in December 2014. FMCSA is seeking public comments on these topics. The public investigation is focusing on […]
Trucking Workers’ Compensation: Controlling Your Ex Mod
Workers’ compensation costs play a role in any trucking business. These costs can prove substantial, and often seem uncontrollable. But this is actually not the case. Workers’ compensation costs are assessed based in large part upon a company’s experience modification factor. This is the multiplier applied to the standard policy rate for your business size, […]
Welcome to the Trucking News & Insurance Blog
The transportation industry comprises the backbone of the American economy, and is fundamental to our way of life. This makes the ongoing success of such businesses in the best interest of everyone. Yet most trucking operations lack appropriate coverage to protect their business in the event of a collision, accident, burglary, liability claim, force of […]