Cyber Liability: An Overlooked Necessity in 2017
No matter the type of business you’re in, scammers and hackers always seem to be knocking at the door. Whether an email attachment caused a breach in the firewall or a hacker leaked confidential information, Cyber Liability Insurance provides coverage for the services needed to regain your customers’ and the public’s trust. Why Cyber Insurance? Flashback […]
Trucking Safety Tip of the Month: Driver Fatigue
Driver fatigue is experienced on the roadway every day. Based on data contained in the NHTSA’s 2013 Fatality Analysis Reporting System (FARS), there were 59 fatal crashes involving a large truck where the truck driver was coded as being “asleep or fatigued.” While these crashes only accounted for 1.7 percent of all large truck fatal crashes, these […]
Rent-a-Captives as a Trucking Insurance Solution
Rent-a-Captives Rent-a-captives, as well as other captive and self insurance options, are great for trucking companies who are looking to stabilize insurance costs. However, since not all trucking companies are capable of undertaking the formation of their own captive, rent-a-captives are the ideal solution. A rent-a-captive is defined as “an arrangement whereby a capital base is accessed by a […]
Why Family Businesses Succeed
When it comes to purchasing trucking insurance, the first step is to figure out whether you want to purchase through an agency or direct from the carrier. Choosing to go through an agency has many advantages. One advantage that is often overlooked is if an agency is a family-owned business. This post will discuss why family businesses succeed. […]
Top Questions: Do I Need to File for a DBA?
In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover when a truck driver or trucking business should file for a DBA. What is a DBA? Every business owner must […]
APU Weight Exemption Guide
Auxiliary power units (commonly called APUs) eliminate the need for trucks to run their engines on idle while they park and are often used by truck drivers to monitor fuel use. One disadvantage of these units is that they normally weigh several hundred pounds, and could be a problem for drivers who carry close to […]
Trucking Safety Tip of the Month: Traffic Control Devices
According to OSHA, a traffic control device is a sign, signal, marking or other device placed on or adjacent to a street or highway (by authority of a public body or official having jurisdiction), to regulate, warn, or guide traffic. Most commonly this means traffic signals, regulatory and warning signs, and all pavement markings. The failure to […]
What to Consider When Quoting Your Trucking Insurance
Within the last couple of years, many consumers have turned to online quoting tools for their insurance needs. While online insurance quotes are fine for simple coverages, you may want to consider consulting an agent for your trucking insurance needs. The Appeal of Online Insurance Quotes The idea that you can “control” the insurance process […]
Top Questions: Deadheading vs. Backhauling
In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover the difference between deadheading and backhauling. Deadheading vs. Backhauling Typically in trucking, the driver is hauling a load from the […]
Trucking Safety Tip of the Month: Distracted Driving
Distracted Driving Statistics There are three types of distracted driving a driver can face while operating his or her vehicle—visual, manual, cognitive. According to the National Highway Traffic Safety Administration (NHTSA), these three types of distracted driving claimed 3,477 lives in 2015 alone. This is one of the reasons why Truck Writers’ 2017 blog series is […]