Average Cost of Owner-Operator Insurance: The 2026 Market Update
See the average cost of owner-operator insurance in 2026 by coverage type, fleet size, all 50 states, and authority tier, plus 2020–2026 cost trends.
Average Cost of Fleet Insurance: 2026 Analysis
Average cost of fleet insurance in 2026 is $10,200 per vehicle. See rates by coverage type, fleet size, state, and experience, backed by ATRI data.